Marla's husband, Ed, died unexpectedly and they had no life insurance. She had very little savings, and the funeral expenses set her back.

She receives Social Security but is still struggling to pay her bills. She is waiting to start receiving her husband's pension, which should get her back on track. She has fallen behind on her electric bill and has received a shut-off notice.

A friend told her to go to the Salvation Army because many years ago she had been in a similar situation.

Marla took that advice, and the Salvation Army was able to assist her with a back payment on her electric bill, food from the food pantry and a chance to talk about the new challenges she faces without her husband.

Many people need help this year: those who are out of work, parents who are ill or have a sick child, or single parents struggling to pay rent, utilities and other necessities.

Hardships and just making ends meet may mean no extra money for gifts or a holiday meal.

The Salvation Army and the Gloucester Daily Times Holiday Fund work together to help those who need a little something extra to get their lives going again, especially around the holidays when families gather. Donations go a long way to help neighbors get going again.

WANT TO HELP?

To contribute, send checks payable to The Salvation Army Holiday Fund to 32 Dunham Road, Beverly, MA 01915. Contributions will be recorded and recognized in the newspaper in your name, or as indicated on your enclosed check. If you wish, you may list an additional family member, school, group or corporation, or designate your gift as a memorial (please specify).

If you know of anyone who needs assistance, write to the Salvation Army Holiday Fund at the address listed above.

DO YOU NEED HELP?

To receive assistance, contact the Salvation Army at these locations:

Beverly, 50 Elliott St., 978-922-4522

Salem, 93 North St., 978-744-5181

Newburyport, 40 Water St., 978-465-0883, ext. 10